Sage Credit Union Rewards Checking

Sage Credit Union's Rewards Checking earns 7.00% APY on balances from $0.01 to $10,000 when you make at least 15 debit card transactions and keep electronic statements active each month. Balances above $10,000 earn 0.02% APY. The account has no minimum balance requirement or monthly fees.

Eligibility

How to get the Sage Credit Union Rewards Checking rate

1. Make at least 15 point of sale transactions using your Visa debit card each month.
2. Consent to receive your periodic statements electronically.
3. Maintain at least $5.00 balance in your membership savings account.
4. Ensure credit union loans, if any, are not more than 14 days past due.

The fine print that matters

• Loans cannot be more than 14 days past due to earn the stated rate.
• Must consent to receive periodic statements electronically.
• Must maintain at least $5.00 in a membership savings account.
• Only the funds that comprise each tier will earn the rate for that tier.
• Dividend rates may change at any time after account opening as determined by the board of directors.
• Fees may reduce earnings.
• Without the monthly qualifications the rate is 0.02% APY.

Verification and reports

Confirmed against sagecu.org on Aug 14, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: sagecu.org rate page (checked Aug 14, 2026)