Earn 5.00% APY on balances up to $10,000 when you meet monthly qualifications (12 debit card purchases, online banking enrollment, electronic statements). Balances over $10,000 earn 0.59% on the excess. If qualifications are not met, the account earns 0.05% APY.
Eligibility
Available in 1 states
MI
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Harborlight Credit Union Free Kasasa Cash Checking rate
- Apply through the offer page to open the Free Kasasa Cash Checking.
- Complete the requirement: No minimum, 12 debit card purchases monthly.
The fine print that matters
- Rates and rewards are variable and may change after account is opened
- Account transactions and activities may take one or more days to post and settle
- Limit 1 account per social security number
- Federally insured by NCUA
- APYs accurate as of 04/2023
Verification and reports
Confirmed against harborlightcu.org on Aug 11, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
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Sources: harborlightcu.org rate page (checked Aug 11, 2026)
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