Evolve FCU offers 7% APY on balances up to $10,000 in its ePriority Checking account, provided you make at least 30 debit card transactions per month. A $9 monthly fee applies unless you meet waiver requirements (15 debit transactions and use the Evolve Mastercard) or maintain a qualifying membership tier. Interest is paid monthly.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Evolve FCU ePriority Checking rate
- Apply through the offer page to open the ePriority Checking.
- Complete the requirement: $0 minimum, 30 debit transactions/month.
The fine print that matters
- 30 debit card transactions per month required to earn 7% APY
- Balance cap: $10,000 (7% applies to balances $0-$10,000)
- $9 monthly fee for basic account members if qualifications not met
- ATM transactions do not count toward transaction requirement
- ACH payments, ATM withdrawals, and electronic bill payments do not count toward transaction requirement
- Dividends paid monthly
- eBills/bill pay/electronic bill pay must be used at least once per month to avoid $6 fee
Verification and reports
Confirmed against evolvefcu.org on Aug 9, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: evolvefcu.org rate page (checked Aug 9, 2026)
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