Sierra Pacific's money market account earns as high as 3.25% APY, with rates that increase as your balance increases. The account offers a guaranteed return with 2 free withdrawals per month and is federally insured by the NCUA.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Sierra Pacific Federal Credit Union Money Market rate
- Apply through the offer page to open the Money Market.
- Complete the requirement: As high as 3.25% APY with tiered rates.
The fine print that matters
- Rates are subject to change
- Tiered dividend rates based on balance
Verification and reports
Confirmed against sierrapacificfcu.org on Aug 14, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: sierrapacificfcu.org rate page (checked Aug 14, 2026)
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