This 15-month share certificate earns 4.50% APY for new funds not currently on deposit, or 4.00% APY for existing deposits. The rate is fixed and guaranteed for the full 15-month term. Early withdrawal penalties may apply.
Eligibility
Available in 1 states
VA
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the TrueEnergy FCU 15-Month Share Certificate rate
- Apply through the offer page to open the 15-Month Share Certificate.
- Complete the requirement: $1,000 minimum, 15-month term, new money only.
The fine print that matters
- Promotional rates effective August 17, 2026, and subject to change or end without notice.
- Early withdrawal penalties may apply and could reduce earnings.
- Fees may reduce earnings.
- Unless otherwise instructed, the certificate will automatically renew into the closest comparable share certificate at the rate in effect at maturity.
- No jumbo or IRA rates are available with this promotion.
Verification and reports
Confirmed against truenergyfcu.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: truenergyfcu.org rate page (checked Aug 15, 2026)
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