Solera National Bank's Balance Builder Money Market earns 4.08% APY on its own, or 4.34% APY when bundled with an Effortless Checking account. The rate requires a $1,000 minimum daily balance. The rate is variable and may change after account opening.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Solera National Bank Balance Builder Money Market rate
- Apply through the offer page to open the Balance Builder Money Market.
- Complete the requirement: $1,000 minimum daily balance; 4.34% with Effortless Checking.
The fine print that matters
- Rate is variable and may change after account opening.
- Not available for retirement accounts (IRA, solo 401(k), or similar).
- Bundle rate requires Effortless Checking account with $1,000 average daily balance to waive $10/month service fee.
Verification and reports
Confirmed against solerabank.com on Aug 21, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: solerabank.com rate page (checked Aug 21, 2026)
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