Advantage Checking earns 4.00% APY on balances up to $25,000. Any balance above $25,000 earns 0.01% interest. The account requires a $500 minimum opening deposit and has an $8 monthly fee that can be waived with a qualifying direct deposit of $1,000 or more and an average daily balance of $1,000 or more.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Amoco Federal Credit Union Advantage Checking rate
- Apply through the offer page to open the Advantage Checking.
- Complete the requirement: $500 minimum opening deposit.
The fine print that matters
- APY is subject to change; the credit union will stay competitive with current financial environment
- Only balances up to $25,000 earn the advertised 4.00% APY; balances above $25,000 earn 0.01%
- $8 monthly maintenance fee may be waived if requirements are met
Verification and reports
Confirmed against amocofcu.org on Aug 11, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: amocofcu.org rate page (checked Aug 11, 2026)
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