Kasasa Cash Checking earns 5.00% APY on balances up to $10,000 when you meet monthly qualifications: 12 debit card purchases, 1 ACH debit or credit, and receipt of electronic statements. Balances over $10,000 earn 0.15% APY. If qualifications are not met, all balances earn 0.01% APY.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Mid Minnesota FCU Kasasa Cash Checking rate
- Make 12 debit card purchases each month.
- Complete 1 ACH debit or credit transaction each month.
- Enroll in and receive electronic statements.
The fine print that matters
- Rates and rewards are variable and may change after the account is opened.
- Fees may reduce earnings.
- If account doesn't qualify for three consecutive months, account will be transferred out of kasasa product and into simply checking.
- APYs accurate as of 3/1/25.
- Account transactions and activities may take one or more days to post and settle.
- Without the monthly qualifications the rate is 0.01% APY.
Verification and reports
Confirmed against mmfcu.org on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
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Sources: mmfcu.org rate page (checked Aug 16, 2026)
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