Sun East offers 4.20% APY on a 13-month certificate with a $5,000 minimum deposit. This is a limited-time promotional rate for new money from outside the credit union. After the initial term, the certificate automatically renews into a 12-month certificate at the then-current rate.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Sun East Federal Credit Union 13-Month Certificate rate
- Apply through the offer page to open the 13-Month Certificate.
- Complete the requirement: $5,000 minimum, 13-month term.
The fine print that matters
- New money required (funds from another institution, not on deposit at Sun East within prior 6 months)
- Limited-time offer; rates subject to change without notice
- Penalty for early withdrawal
- Credit union membership required
- After initial term, renews into 12-month certificate at then-current rate
Verification and reports
Confirmed against suneast.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: suneast.org rate page (checked Aug 15, 2026)
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