This 6-month CD earns 3.70% APY with a $1,000 minimum deposit. The interest rate is fixed at 3.63% for the term and will not change. Early withdrawals are subject to penalty.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Bankwell 6 Month CD rate
- Apply through the offer page to open the 6 Month CD.
- Complete the requirement: $1,000 minimum, 6-month term.
The fine print that matters
- You may not make a withdrawal of any kind during the first seven (7) calendar days after the initial deposit.
- A penalty will be imposed for early withdrawal.
- Withdrawal and/or fees will reduce earnings.
- Accounts automatically renew with a 10-day grace period.
- You may not make additional deposits to these accounts.
- APY offer valid as of December 18, 2025.
- Offer subject to change without notice.
- A disclosure of the current interest rate and APY for these accounts will be provided to you at account opening.
Verification and reports
Confirmed against bankwelldirect.com on Aug 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: bankwelldirect.com offer page (checked Aug 19, 2026)
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