Arsenal Credit Union Premier Checking

Earn 4.25% APY on balances up to $15,000 in Premier Checking. Requires $2,500 average daily balance and 15+ monthly debit card transactions. Balances over $15,000 earn only 0.08% on the excess amount.

Eligibility

How to get the Arsenal Credit Union Premier Checking rate

1. Apply through the offer page to open the Premier Checking.
2. Complete the requirement: $2,500 avg daily balance, 15+ debit transactions/month.

The fine print that matters

• This account is subject to a tiered variable rate
• Balances up to $15,000 receive 4.25% APY; balances over $15,000 earn 0.08% on the portion over $15,000
• Must maintain average daily balance (ADB) of $2,500 to avoid $5.00 monthly fee
• Must make 15 or more debit card transactions per dividend period
• Must consent to receive statements electronically
• Must make at least one direct deposit per dividend period to earn stated APY and ATM reimbursement
• ATM fee reimbursement up to $25 per dividend period if qualifications met

Verification and reports

Confirmed against arsenalcu.org on Aug 7, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: arsenalcu.org rate page (checked Aug 7, 2026)