Frontier Bank pays 4.05% APY on Big Deal Cash Checking when you meet monthly qualifications. The account has no minimum balance requirement and includes $20 monthly ATM fee refunds. The rate is unconditional for the qualifying period and has been offered for over 12 years.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Frontier Bank Big Deal Cash Checking rate
- Make 12 debit card purchases each month
- Receive at least one direct deposit or ACH credit
The fine print that matters
- This is not a teaser rate and has been maintained for over 12 years
- FDIC insured up to $250,000
Verification and reports
Confirmed against frontierbank.com on Aug 18, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: frontierbank.com rate page (checked Aug 18, 2026)
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