Liberty Bank of New Jersey offers 4.05% APY on an 18-month CD with a $500 minimum deposit. The rate is fixed for the 18-month term. An early withdrawal penalty applies.
Eligibility
Available in 1 states
NJ
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Liberty Bank of New Jersey 18-Month Certificate of rate
- Apply through the offer page to open the 18-Month Certificate of.
- Complete the requirement: $500 minimum, 18-month term.
The fine print that matters
- 4.05% annual percentage yield (apy) for the 18-month certificate of deposit (cd) is accurate as of 7/14/2026 and subject to change without notice.
- Withdrawal of interest and fees may reduce earnings.
- An early withdrawal penalty will apply.
- Interested rate is fixed for the 18-month term of the certificate.
- At maturity, certificate will renew at a standard cd term.
- The account will not renew if funds are withdrawn on the maturity date.
- There are ten days after maturity to withdraw funds without penalty.
- Each renewal term will be different from the original term.
Verification and reports
Confirmed against libertybanknj.com on Aug 4, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: libertybanknj.com rate page (checked Aug 4, 2026)
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