This 11-month CD earns 4.00% APY with a $1,000 minimum deposit, provided the primary or joint CD owner also maintains an eligible Busey Bank checking account in good standing for the CD term. If the checking account requirement is not met, the CD earns the standard rate in effect at that time.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Busey Bank 11-month CD w/checking rate
- Apply through the offer page to open the 11-month CD w/checking.
- Complete the requirement: $1,000 minimum, 11-month term, requires eligible checking.
The fine print that matters
- Early withdrawal penalty: if term is 12 months or less, 6 months of interest but not more than total interest earned during current term.
- If no action is taken at maturity, CDs renew at the standard CD base rate in effect at that time.
- Special and promotional offers are subject to change or termination at any time.
- Minimum opening deposit of $1,000 required to obtain the APY. Fees may reduce earnings.
Verification and reports
Confirmed against busey.com on Aug 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: busey.com rate page (checked Aug 17, 2026)
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