One Vision Federal Credit Union High-Dividend Checking

Earn 5% APY on checking balances up to $1,000, then 1.0% from $1,000.01 to $5,000 and 0.10% above that. You must make at least 15 debit card transactions totaling $300 or more monthly, receive direct deposits of at least $500 monthly, and enroll in e-statements. Interest is compounded and credited monthly.

Eligibility

How to get the One Vision Federal Credit Union High-Dividend Checking rate

1. Make at least 15 debit card transactions totaling $300 or more per month.
2. Receive direct deposits of at least $500 monthly.
3. Enroll in e-statements.

The fine print that matters

• Rates are subject to change after account is open.
• Dividends are paid on only one checking account meeting all dividend requirements per membership.
• Fees may reduce earnings.
• Members 55 or older who do not meet all requirements but have direct deposit of at least $500 monthly and e-statements receive 0.10% APY plus one free box of checks annually.
• Without the monthly qualifications the rate is 0.1% APY.

Verification and reports

Confirmed against onevisionfcu.org on Aug 13, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: onevisionfcu.org rate page (checked Aug 13, 2026)