Earn 3.00% APY on average daily balances under $20,000 if you meet monthly qualifications: 15 debit card purchases, 1 direct deposit, e-statements enrollment, and 2 ACH payments. Balances over $20,000 earn 0.10% APY. Rate may change monthly.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Coosa Pines FCU Flexible Rewards Checking rate
- Apply through the offer page to open the Flexible Rewards Checking.
- Complete the requirement: No minimum balance, monthly qualification cycle.
The fine print that matters
- Dividend rate of 3.00% APY paid only on portion of average daily balance less than $20,000.00
- Dividend rate of 0.10% APY paid on balance exceeding $20,000.00
- If qualifications are unmet in a given month, no dividends will be paid and no ATM fees will be refunded
- Interest rate and APY may change monthly after account is opened
- Fees may reduce earnings
- Only one flexible rewards account per social security number
- Available with personal accounts only
Verification and reports
Confirmed against coosapinesfcu.org on Aug 9, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: coosapinesfcu.org rate page (checked Aug 9, 2026)
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