This money market account earns 3.39% APY on balances up to $50,000 when you meet monthly qualifications: $2,000 in direct deposits or ACH transfers, 15 debit card transactions, and e-statement enrollment. Balances over $50,000 earn a lower rate. The account requires a $5,000 month-end aggregate balance across deposit accounts.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Star USA FCU Bonus Rewards Program Money rate
- Receive at least $2,000 per month in direct deposits or ACH deposits (aggregate total).
- Make at least 15 debit card transactions per month.
- Utilize online banking and receive e-statements.
- Maintain a month-end aggregate balance of $5,000 across share, checking, share plus, money market, and super share accounts.
The fine print that matters
- Balances over $50,000 will earn a lower rate.
- Rates are subject to change at any time and are not guaranteed.
- Rates subject to change on a monthly basis.
Verification and reports
Confirmed against starusafcu.com on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: starusafcu.com rate page (checked Aug 15, 2026)
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