Route 31 Credit Union offers 6% APY on Extra Mile Checking account balances up to $6,000. To earn this rate, members must enroll in e-statements, log into online banking at least once monthly, make 12 or more debit or credit card transactions per month, and receive one direct deposit or ACH payment from online bill pay per month.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Route 31 Credit Union Extra Mile Checking rate
- Enroll in e-statements.
- Log in to online banking at least one time per month.
- Post and clear 12 or more debit or credit card transactions per month.
- Receive one direct deposit into checking account per month or one ACH payment from online bill pay.
The fine print that matters
- APY applies only to balance up to $6,000
- Dividends are estimates and may vary based on account balance and days per month
Verification and reports
Confirmed against route31cu.com on Aug 14, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: route31cu.com rate page (checked Aug 14, 2026)
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