Go Checking earns 3.00% APY on deposits. This is Charter Oak's number one checking account. The page does not state a minimum balance requirement or other conditions.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Charter Oak Federal Credit Union Go Checking rate
- Enroll in e-statements.
- Use online banking.
- Make 10 debit card transactions posted each month (excluding ATM transactions).
- Receive direct deposit of $750 or complete 4 unique bill pays cleared each calendar month.
The fine print that matters
- Without the monthly qualifications the rate is 0.05% APY.
Verification and reports
Confirmed against charteroak.org on Aug 8, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.
Sources: charteroak.org rate page (checked Aug 12, 2026)
Similar offers to compare
Academy Bank Certificate of Deposit4.15% APY
15-month term CD
Achieva Credit Union 6-Month CD3.90% APY
6-month term
Affinity Federal Credit Union High-Yield Checking5.50% APY
$5 minimum, qualifications required
America's Christian Credit Union Elite Checking4.00% APY
Conditional rate. 12 debit transactions + $2,000 DD monthly