BlueVine's Premier business checking account earns 3.0% APY on all balances with no minimum deposit requirement. The account has a $95 monthly fee that can be waived. Alternatively, the Standard plan earns 1.3% APY up to $250,000 with no monthly fee if monthly debit card spending or customer payment deposits meet activity goals.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the BlueVine Business Checking rate
- Apply through the offer page to open the Business Checking.
- Complete the requirement: No minimum balance, upgraded plan required.
The fine print that matters
- 3.0% APY available with Premier plan at $95/month (fee waivable)
- 1.3% APY available with Standard plan on balances up to $250,000 with monthly activity requirement of $500 debit card spend or $2,500 customer payments
- 1.75% APY available with Plus plan at $30/month (fee waivable) on balances up to $250,000
- No minimum balance requirement
- FDIC insured up to $3,000,000 per depositor
Verification and reports
Confirmed against bluevine.com on Aug 1, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: bluevine.com rate page (checked Aug 1, 2026)
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