Pen Air Credit Union High-Yield Checking

Pen Air's high-yield checking account pays up to 5.05% APY on daily balances of $10,000 or less when you meet the monthly qualification requirements. You must receive at least one ACH deposit of $250 in a single day and be enrolled in e-statements each qualification cycle. Balances over $10,000 earn 0% APY, and if you fail to meet the requirements, the entire balance earns 0% APY.

Eligibility

How to get the Pen Air Credit Union High-Yield Checking rate

1. Receive at least one single ACH deposit of $250.00 in one day.
2. Enroll in and receive e-statements.

The fine print that matters

• The qualification cycle is defined as a period beginning on the last day of the previous calendar month in which dividends are paid and ending on the 40th calendar day prior.
• If you meet any of the minimum qualification requirements for your account during the qualification cycle, for balances $10,000.01 or more, a 0% APY will apply.
• If your average daily balance is $10,000.01 or more, a blended rate may show on your periodic statement.
• If you fail to meet any of the minimum qualification requirements during the qualification cycle, 0% APY applies to the entire balance.
• One high-yield checking account is allowed per primary social security number.
• If you close your high-yield checking account before accrued dividends are credited, you will not receive the accrued dividends.
• Only available on personal accounts; business, trust, and other special accounts are not eligible.
• Rates, terms, and conditions are subject to change without notice.

Verification and reports

Confirmed against penair.org on Aug 13, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: penair.org rate page (checked Aug 13, 2026)