Earn up to 4.07% APY on your checking account balance. You must receive monthly e-statements, make at least 10 debit card purchases per month, and maintain a minimum $1,000 monthly direct deposit to qualify. If requirements are not met, the rate drops to 0%.
Eligibility
Available in 1 states
TX
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Members Choice Credit Union Complete Checking rate
- Apply through the offer page to open the Complete Checking.
- Complete the requirement: $0.01 minimum, 10 debit card purchases/mo, $1,000/mo direct.
The fine print that matters
- Rates are tiered based on account balance
- Rate is variable and may change at any time without notice
- If account requirements are not met, dividend rate on entire balance is 0.0% for that monthly cycle
- APY accurate as of July 1, 2026
- Fees could reduce earnings on the account
Verification and reports
Confirmed against info.mccu.com on Aug 2, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: info.mccu.com rate page (checked Aug 2, 2026)
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