Frandsen Bank Trust Real Results Checking

Earn 6.17% APY on balances up to $10,000 when you receive at least $500 in direct deposits and make 12 posted debit card purchases each month. Below $10,000 the rate ranges from 0.01% to 6.17% depending on balance when qualifications are met. The rate is 0.01% when qualifications are not met.

Eligibility

How to get the Frandsen Bank Trust Real Results Checking rate

1. Receive at least $500 in direct deposits during the statement cycle.
2. Make 12 posted debit card purchases during the statement cycle.

The fine print that matters

• When premium interest rate conditions are met and your daily available balance is over $10,000, the APY will range from 0.01 - 6.17%, depending on the balance in the account.
• When premium interest rate conditions are not met, the APY is 0.01% on the entire daily available balance.
• Rates effective as of Jan. 1, 2026. Rates are subject to change without notice at any time at the discretion of Frandsen Bank Trust.
• Fees may reduce earnings.
• Excludes automated teller machine (ATM) withdrawals.
• Posted debit card purchases do not include pending or pre-authorized purchases.
• Without the monthly qualifications the rate is 0.01% APY.

Verification and reports

Confirmed against frandsenbank.com on Aug 18, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: frandsenbank.com rate page (checked Aug 18, 2026)