Marcus by Goldman Sachs offers 4.10% APY on a 14-month high-yield CD, its highest current rate, with a $500 minimum. A CD locks the rate for the full term, so plan not to touch the money before it matures.
Eligibility
Available nationwide
No state restrictions on this offer.
No hard credit pull
Opening this account does not post a hard inquiry.
How to get the Marcus 14 Month CD rate
- Open a Marcus 14 Month High-Yield CD with at least $500.
- Leave the money in for the full 14-month term.
- The 4.10% APY is fixed for the term.
The fine print that matters
- Withdrawing before maturity forfeits some or all of the interest.
- This is a promotional CD term and the rate can change for new accounts.
Verification and reports
Confirmed against marcus.com on Jul 17, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: marcus.com CD rates (checked Jul 17, 2026)
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