Kasasa Cash Checking earns 3.00% APY on average daily balances up to $10,000 when qualifications are met each month. Qualifications include enrollment in online banking, e-statement agreement, and 12 debit card purchases of $5 or more. If qualifications are not met, the account earns 0.05% APY.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Upward Credit Union Kasasa Cash Checking rate
- Be enrolled in and log into online banking.
- Be enrolled in and agree to receive e-statements.
- Have at least 12 debit card purchases of $5 or more post and settle to your Kasasa Rewards Checking account.
The fine print that matters
- Rates are subject to change at any time and are not guaranteed.
- When qualifications are not met: Kasasa Cash accounts earn 0.05% APY on the entire average daily balance.
- Kasasa disclosures apply.
- Without the monthly qualifications the rate is 0.05% APY.
Verification and reports
Confirmed against upwardcu.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: upwardcu.org rate page (checked Aug 15, 2026)
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