Eclipse Checking earns 4.11% APY on balances above $2,000 up to $25,000, with 0.50% APY on amounts exceeding $25,000. The account has no monthly service fee when qualifying criteria are met (e-statements plus direct deposit or ACH deposit, or $1,000 daily balance, or mortgage with CFFCU, or age 55+ or 14-21). Rates are subject to change without notice.
Eligibility
How to get the Cy-Fair FCU Eclipse Checking rate
- Apply through the offer page to open the Eclipse Checking.
- Complete the requirement: $2,000 avg daily balance, no monthly fee with qualifying.
The fine print that matters
- $2,000 average daily balance required to earn monthly dividends
- 0.50% APY on balances exceeding $25,000
- Rates subject to change without notice
- $25 required to open account
Verification and reports
Confirmed against cyfairfcu.org on Aug 9, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: cyfairfcu.org rate page (checked Aug 9, 2026)