Wyoming Community Bank Rewards Checking

Earn 3.03% APY on balances up to $25,000 and 0.81% APY above that, if you meet monthly qualifications: 10 debit card transactions, 1 direct deposit or ACH auto debit, and e-statements. Otherwise the rate drops to 0.10% APY for that month.

Eligibility

How to get the Wyoming Community Bank Rewards Checking rate

1. Apply through the offer page to open the Rewards Checking.
2. Complete the requirement: $100 minimum, 10 debit transactions + 1 direct deposit.

The fine print that matters

• 3.03% APY paid on balances $0.01-$25,000 and 0.81% APY on amounts above $25,000 if monthly qualifications are met
• If qualifications not met, average daily balance earns 0.10% APY and ATM fee refunds are not provided
• Must have ten debit card transactions post and settle (ATM transactions do not count)
• Must have at least one direct deposit or ACH auto debit per statement cycle
• Must enroll in and receive electronic statements
• Up to $25.00 in ATM fee refunds per statement cycle if qualifications are met
• APYs effective as of 12/20/24 and subject to change at any time
• Fees may reduce earnings
• If account closes before interest is credited, accrued interest is forfeited
• $2.50 monthly fee for paper statements

Verification and reports

Confirmed against wyomingcommunity.bank on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: wyomingcommunity.bank rate page (checked Aug 12, 2026)