Allsouth Federal Credit Union offers 4.59% APY on its Premium Checking account. This rate is significantly higher than the national average. The page does not specify a minimum balance requirement for this rate.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Allsouth Federal Credit Union Premium Checking rate
- Make at least 10 debit card transactions of $3.00 or more each month.
- Make a qualifying direct deposit of $500 or more each month.
- Enroll in e-statements.
- Enroll in online banking.
The fine print that matters
- APY is subject to change after the account is opened
- Rate accurate as of the last dividend declaration date
- Without the monthly qualifications the rate is 0.1% APY.
Verification and reports
Confirmed against allsouth.org on Aug 7, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: allsouth.org rate page (checked Aug 12, 2026)
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