Navigant Credit Union offers 3.00% APY on its Journey Rewards Checking account with a $10 minimum balance. The account also includes ATM fee refunds nationwide and no monthly fees. This is an ongoing rate for eligible members.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Navigant Credit Union Journey Rewards Checking rate
- Make 12 debit card purchases per monthly statement cycle.
- Have one direct deposit or automatic payment post and settle each monthly statement cycle.
- Enroll to receive electronic statements.
The fine print that matters
- Without the monthly qualifications the rate is 0.05% APY.
Verification and reports
Confirmed against navigantcu.org on Aug 12, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: navigantcu.org rate page (checked Aug 12, 2026)
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