Ukrainian Federal Credit Union offers 3.75% APY on a 13-month share certificate with a $500 minimum deposit, opened in branch only. Dividends are compounded and credited quarterly. Early withdrawal of principal incurs a penalty, though dividends may be withdrawn anytime without penalty.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Ukrainian FCU 13-Month Share Certificate rate
- Apply through the offer page to open the 13-Month Share Certificate.
- Complete the requirement: $500 minimum, 13-month term, in-branch only.
The fine print that matters
- APY is annual percentage yield; rate is effective as of 3/25/26.
- Minimum deposit is $500.
- Must open this special share certificate account in branch.
- There is a penalty to withdraw the principal deposited before maturity date; dividends may be withdrawn without penalties.
- The APY will remain in effect for the term of the certificate.
- Dividends are compounded and credited quarterly.
- Fees may reduce earnings.
- Rates may change at any time.
- No rate adjustment on prior share certificates.
- New money not required.
- Membership subject to eligibility and federally insured by NCUA.
Verification and reports
Confirmed against ukrainianfcu.org on Aug 15, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ukrainianfcu.org rate page (checked Aug 15, 2026)
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