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Chase · Card issuer

Chase: refer a friend

You earn, per approved referral
Varies by card and offer
Varies by cardholder

Chase sets this per account rather than publishing one rate. Check your own referral page for the figure you are actually offered.

Read the program termsGoes straight to chase.com
Per referral
Varies by card and offer
Cap
Capped per card, amount not published
Tax form
None published
Terms confirmed
Jul 21, 2026

Chase publishes almost none of the numbers. What you earn depends on the card and on whatever offer is running when your friend is approved, and the annual cap is shown only after you enter your name, ZIP and last four digits. What Chase does state plainly is the mechanics: the friend must use your exact URL or you get nothing, and there is a throttle if too many people use your link in one month.

How you get your link

Enter your name, ZIP and last four digits on Chase's Refer a Friend page, or open your card in the Chase Mobile app and tap Refer friends.

  • Share your unique URL
  • Text (you confirm you have consent)

What the person you refer gets

The new cardmember offer in market, and this figure varies by account too. They must apply through your unique URL and be approved.

The cap, exactly

Chase caps this at Capped per card, amount not published. The allowance attaches to the card rather than to you, so holding more than one eligible card gives you a separate allowance on each.

Tax treatment

Chase publishes no position on how this reward is taxed. The tax falls on the person doing the referring, not the person referred. This is reference information, not tax advice.

Where you may share this link

Not confirmed

We have not yet read Chase's referral terms closely enough to say whether public sharing is permitted. Until we have, treat it as restricted and check the terms yourself.

When it pays

Up to eight weeks after the new account is approved.

The fine print that matters

  • Chase confirms a maximum reward cap per calendar year for each Refer a Friend offer, but publishes the figure only on the offer page you reach after a card lookup.
  • There is a monthly throttle on top of the annual cap. If 10 or more friends use your link within a month to apply, Chase may at its discretion pay you nothing for those referred that month who are approved.
  • The friend must apply through your exact URL. Chase states that if the link is mis-copied in any way you will not receive credit.
  • Sending the link by text requires you to confirm you have the recipient's consent.
  • Chase will not tell you who applied or whether they were approved, citing the confidentiality of credit approval.
  • Chase's public pages do not address whether you may post your referral link publicly. The binding offer terms sit behind the card lookup, so we cannot confirm silence there.

Sources: chase.com Refer a Friend program explainer (checked Jul 21, 2026)

Dealaka does not host referral links for this program and takes no share of any referral reward. This page describes the terms Chase publishes. Something wrong? Send a tip.