A standing tiered transfer bonus from Chase's brokerage arm: deposit or transfer new-to-JPM money or securities within 45 days, hold the balance 90 days, and the day-45 balance sets your tier up to $1,000 at $250,000. The fine print with teeth: funds sourced from Chase or J.P. Morgan accounts don't qualify — the money must genuinely arrive from outside.
Requirements, precisely
- Enroll via the official offer page, then open the Self-Directed account.
- Move $5,000+ in new money or securities within 45 days (external sources only — Chase accounts don't count).
- Your day-45 balance sets the tier; maintain it for 90 days from opening.
- Bonus pays within 15 days of meeting conditions.
Fine print that matters
- Applies to general investment, traditional IRA, Roth IRA, and trust accounts.
- In-kind securities transfers qualify and avoid realizing gains — usually the right move.
- Bonus is taxable; expect a 1099.
The yield math
Top tier: $1,000 on $250,000 held ~135 days ≈ 1.1% annualized on top of returns. The $5,000 entry tier pays $50 — do the math per tier before moving money.
Field reports
Structure. Tiering, 45-day funding window, 90-day hold, and the Chase-sourced-funds exclusion confirmed via Forbes Advisor and The Ways to Wealth on 7/7/26.
Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.
Offer history
| 2023–2026 | up to $700–$1,000 | standing offer, tiers drift |
Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: chase.com Self-Directed offer (checked Jul 7, 2026) · Forbes Advisor brokerage bonuses (checked Jul 7, 2026)