The Sapphire Preferred at 100,000 points matches its all-time high — the offer that defines a generation of this hobby, back at full strength on a $95 fee. $5,000 of spend in 3 months. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus. Chase hasn't published an end date; historically these windows run weeks, not months.
Requirements, precisely
- Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (counted from bonus receipt).
- If you hold a Sapphire now, downgrade to a Freedom product and wait a few days before applying.
- Apply; spend $5,000 in 3 months; points post with the qualifying statement.
Fine print that matters
- No published end date — treat the window as fragile and verify before relying on it.
- One Sapphire bonus per 48 months, across Preferred and Reserve.
- Points are Ultimate Rewards: their worth depends entirely on how you redeem — this site publishes no cents-per-point valuation.
Field reports
Offer level. 100k/$5,000/3mo confirmed across WalletHub (updated 7/7/26) and US News. The redesigned Reserve simultaneously offers 100k on $6,000 spend at a much higher fee.
5/24 enforcement. Automatic denials at exactly 5/24 continue in public reports; no recon overrides reported this year.
Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.
Offer history
| Jul 2026 | 100k | matches all-time high |
| 2024–2025 | 60k–75k | standard range |
| 2021 | 100k | previous record window |
Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: chase.com Sapphire Preferred (checked Jul 7, 2026) · WalletHub signup bonuses (checked Jul 7, 2026)