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Chase Sapphire Preferred — 100,000-point bonus

Bonus
100k pts
Requirement
$5,000 spend in 3 months
Expires
No end date
Status
Limited reports

Verified yesterday against chase.com · 2 field reports

Drafted from the July 7, 2026 research snapshot — re-verify against chase.com before treating figures as current. This banner is removed at publish-time verification.

The Sapphire Preferred at 100,000 points matches its all-time high — the offer that defines a generation of this hobby, back at full strength on a $95 fee. $5,000 of spend in 3 months. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus. Chase hasn't published an end date; historically these windows run weeks, not months.

Requirements, precisely

  1. Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (counted from bonus receipt).
  2. If you hold a Sapphire now, downgrade to a Freedom product and wait a few days before applying.
  3. Apply; spend $5,000 in 3 months; points post with the qualifying statement.

Fine print that matters

  • No published end date — treat the window as fragile and verify before relying on it.
  • One Sapphire bonus per 48 months, across Preferred and Reserve.
  • Points are Ultimate Rewards: their worth depends entirely on how you redeem — this site publishes no cents-per-point valuation.

Field reports

Offer level. 100k/$5,000/3mo confirmed across WalletHub (updated 7/7/26) and US News. The redesigned Reserve simultaneously offers 100k on $6,000 spend at a much higher fee.

5/24 enforcement. Automatic denials at exactly 5/24 continue in public reports; no recon overrides reported this year.

Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.

Offer history

Jul 2026100kmatches all-time high
2024–202560k–75kstandard range
2021100kprevious record window

Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: chase.com Sapphire Preferred (checked Jul 7, 2026) · WalletHub signup bonuses (checked Jul 7, 2026)