One of the best bonus-to-hurdle ratios anywhere: $400 for just $500 in qualifying direct deposits within 90 days — but only if your application address is in the 13-state footprint, which Huntington enforces at application. A $600 Platinum Perks tier exists for $25,000 in new money. Ends September 30.
Requirements, precisely
- Confirm your state is in the footprint (checked at application address, not where the money comes from).
- Open a Perks Checking account with the promotion code by September 30, 2026.
- Receive qualifying direct deposits totaling $500+ within 90 days — RTP and peer-to-peer payments (PayPal, Zelle, Venmo) explicitly don't qualify.
- Keep the account open 90 days; bonus pays within 14 days of qualifying.
Fine print that matters
- Footprint: CO, IL, IN, KY, MI, MN, NC, OH, PA, SC, TX, WV, WI.
- Transfers from another Huntington account don't qualify as direct deposits.
- $600 variant: Platinum Perks Checking with $25,000 in new money within 90 days.
Field reports
DD definition. Huntington's own terms exclude RTP-network and P2P payments by name — stricter language than most majors. Sourced from huntington.com 7/7/26.
Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.
Offer history
| 2024–2026 | $400–$600 | recurring offer, stable structure |
Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: huntington.com promotions (checked Jul 7, 2026)