The Autograph earns 20,000 points after $1,000 of spend in 3 months, with no annual fee. Those points redeem for about $200 in cash. The card earns 3x points on restaurants, travel, gas, transit, streaming, and phone plans.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get this bonus
- Apply on wellsfargo.com; there is no annual fee.
- Spend $1,000 in 3 months.
- 20,000 points post 1 to 2 billing cycles after you qualify.
The fine print that matters
- Wells Fargo generally limits you to one new consumer card every 6 months.
- Points are Wells Fargo Rewards. They redeem for about $200 in cash; other redemptions may differ.
Verification and reports
Checked against wellsfargo.com today. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Sources: wellsfargo.com Autograph (checked Jul 17, 2026)
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