The Business Gold Card's public welcome offer runs as high as 200,000 Membership Rewards points after $15,000 of spend in 3 months. The offer is personalized, so the exact number is shown before you apply, and checking it is a soft pull.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
Amex once-per-lifetime & the pop-up
One welcome bonus per card product, ever. It's enforced by a pre-submission pop-up you can safely test.
How to get the Amex Business Gold Card bonus
- Apply on americanexpress.com; the offer shown to you is a soft pull and will not affect your personal credit.
- If the shown offer is worth it, submit; spend $15,000 in the first 3 months.
- Points post 8 to 12 weeks after you meet the requirement.
The fine print that matters
- Welcome offers are personalized. The 200,000 figure is the public maximum, not a guaranteed offer.
- A business entity is required to apply; a sole proprietorship using your own name and SSN can qualify.
- Points are Membership Rewards; their worth depends on how you redeem. This site publishes no cents-per-point valuation.
Verification and reports
Confirmed against americanexpress.com yesterday. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Sources: americanexpress.com Business Gold (checked Jul 17, 2026)
Other American Express offers, so you can compare
American Express Blue Cash Preferred Card$250sign-up bonus
$3,000 in purchases in 6 months
American Express Platinum Cardup to 175,000 pointspoints bonus
$12,000 in purchases, 6 months
Amex Business Platinum Cardup to 300,000 pointspoints bonus
$20,000 in purchases, 3 months
American Express Gold Cardup to 100,000 pointspoints bonus
$8,000 in purchases, 6 months