The gentlest bonus on the board: no fee, no reported ChexSystems pull, no published end date, and a promo code instead of a coupon. Two direct deposits of $500+ within 75 days using code CHECKING250. The code rotates every few months — the previous REWARD250 is dead — which is exactly the kind of silent change this site exists to catch.
Requirements, precisely
- Open a 360 Checking account with promo code CHECKING250 (or via the promo page).
- Receive two direct deposits of $500 or more each within 75 days.
- Bonus posts within 60 days of the second qualifying deposit.
Fine print that matters
- One 360 Checking bonus per customer, ever — this is a once-per-lifetime program.
- The promo code is load-bearing: applications without it earn nothing.
Field reports
Code rotation. Current code CHECKING250 confirmed via US News 7/7/26; the prior code from earlier listings no longer appears. Entry updates the day the code rotates again.
Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.
Offer history
| 2026 | $250 | code CHECKING250 |
| 2024–2025 | $250 | same level, earlier codes |
Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: capitalone.com 360 Checking (checked Jul 7, 2026) · US News bank bonuses (checked Jul 7, 2026)