The standing premium-travel offer: 75,000 miles on $4,000 of spend, on a card whose $395 fee is structurally offset by a $300 annual travel credit and 10,000 anniversary miles. Capital One is known to pull all three credit bureaus, and approvals are sensitive to thin or bureau-frozen files.
Requirements, precisely
- Apply (expect inquiries on up to all three bureaus).
- Spend $4,000 in 3 months; miles post with the qualifying statement.
Fine print that matters
- Capital One approval standards are opaque; both very thin and very card-heavy profiles report denials.
- Miles are Capital One miles; no valuation published here.
Field reports
Offer level. 75k/$4,000 confirmed via Bankrate and CardCritics on 7/7/26 — this level has been stable for several quarters.
Reports are dated, sourced, and curated from public coverage and reader tips. Spot something new or wrong? Send a tip — corrections ship and are credited in the changelog.
Offer history
| 2023–2026 | 75k | stable standard offer |
Status: Limited reports — computed from the field reports above, never hand-set. Label definitions are on the method page. Sources: capitalone.com Venture X (checked Jul 7, 2026) · Bankrate bonus roundup (checked Jul 7, 2026)