The IHG One Rewards Premier Credit Card offers 140,000 bonus points after you spend $3,000 on purchases within the first 3 months of opening the account. The card carries a $99 annual fee.
Eligibility
Available nationwide
No state restrictions on this offer.
Hard credit inquiry
Applying posts a hard pull to your credit report.
How to get the IHG One Rewards Premier Credit Card bonus
- Apply for the IHG One Rewards Premier Credit Card.
- Spend $3,000 on purchases within the first 3 months of account opening.
- Earn 140,000 bonus points.
- Optionally add an authorized user in the first 3 months to earn 10,000 more bonus points.
The fine print that matters
- Card carries a $99 annual fee.
- Additional 10,000 bonus points available for adding an authorized user within the first 3 months.
- No foreign transaction fees.
- Terms apply, see official offer details and pricing terms pages.
Verification and reports
Confirmed against ihg.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: ihg.com offer page (checked Jul 19, 2026)
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