Acorns is a saving and investing app tracked here for its emergency savings rate. Acorns is not a bank; its checking and debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC. Re-verify the current terms on the institution's own offer page.
Acorns
Banking app · 2 live offers, $5 cash
Acorns has 2 live sign-up bonuses we track, the biggest $5. Every offer below is verified against Acorns's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
Live offers
Invest AccountBrokerage · 14-day hold$5Checked Aug 21, 2026Emergency SavingsSavings · Nationwide3.35% APYChecked Aug 7, 2026
Common questions
What sign-up bonuses does Acorns have right now?
Acorns has 2 live sign-up bonuses, the biggest $5. See the full list above, each verified against Acorns's own terms.
Does Acorns use ChexSystems?
Not applicable
Does opening a Acorns account affect my credit?
Typically no hard credit inquiry to open