Horizon Credit Union

Credit union · 1 live offer, $200 cash

Horizon Credit Union has 1 live sign-up bonus we track, the biggest $200. Every offer below is verified against Horizon Credit Union's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

Horizon Credit Union at a glance

ChexSystems	Some banks screen new accounts with ChexSystemstypical
Credit pull	Typically no hard credit inquiry to open a deposit accounttypical
Cooldowns	No Horizon checking account in the last five years. One per household

Rows marked typical are the norm for this kind of institution, not something we have confirmed for Horizon Credit Union. We replace them with its own terms as its offers are reviewed.

A Spokane Valley credit union with $2 billion in assets and about 105,000 members, grown from a 1947 Kaiser Aluminum employee credit union. Several unrelated credit unions share the name, so check the domain. Its exclusion window is the longest we track at five years, against a norm of twelve months, so a single account you opened and forgot about in 2022 still rules you out. Membership is geographic with no association path: effectively all of Washington, plus named counties in Idaho, Montana and eastern Oregon.

Live offers

Checking

Checking · Nationwide

$200

sign-up bonus

$250 deposit, 15 debit txns, e-statements in 60 days

no end date

confirmed Jul 21, 2026

Common questions

What sign-up bonuses does Horizon Credit Union have right now?

Horizon Credit Union has 1 live sign-up bonus, the biggest $200. See the full list above, each verified against Horizon Credit Union's own terms.

Does Horizon Credit Union use ChexSystems?

Some banks screen new accounts with ChexSystems

Does opening a Horizon Credit Union account affect my credit?

Typically no hard credit inquiry to open a deposit account