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Aspen Federal Credit Union · Bank

Aspen FCU Free Kasasa Cash Checking

5.75% APY
ongoing APY on balances up to $20,000
Checked Aug 7, 20260 field reports
Apply at aspenfcu.com ↗Goes straight to aspenfcu.com
Requirement
No minimum opening deposit, qualifications required monthly
Fee
Deadline
No published end date
Terms confirmed
Aug 7, 2026

Earn 5.75% APY on balances up to $20,000 when account qualifications are met monthly. Qualifications include at least one direct deposit or ACH credit, 12 debit card purchases of $4.99 or more, online banking enrollment, and e-statement enrollment. If qualifications are not met, earn 0.05% APY.

Eligibility

Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.

How to get the Aspen FCU Free Kasasa Cash Checking rate

  1. Apply through the offer page to open the Free Kasasa Cash Checking.
  2. Complete the requirement: No minimum opening deposit, qualifications required monthly.

The fine print that matters

  • Rates are variable and may change after account is opened
  • Balances over $20,000 earn 1.17% to 5.75% APY depending on balance
  • When qualifications are not met, only 0.05% APY is earned
  • Rewards less than a penny cannot be distributed
  • Account must be used as primary checking account for day-to-day spending
  • Maximum of 1 account per Social Security number
  • Account will be closed if not actively used over 2 consecutive statement cycles
  • Small calculated debit card transactions conducted to meet qualifications may result in account conversion or closure

Verification and reports

Confirmed against aspenfcu.com on Aug 7, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Report your result

Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.

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Sources: aspenfcu.com rate page (checked Aug 7, 2026)

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