Earn up to 5.00% APY on balances up to $10,000 when you spend $1,000 or more monthly with a CCU Visa card and meet other requirements. Balances above $10,000 earn lower tiered rates. If requirements aren't met, balances earn 0.01% APY.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Consumers Credit Union Rewards Checking rate
- Apply through the offer page to open the Rewards Checking.
- Complete the requirement: No minimum balance; $1,000/month CCU Visa spend for 5.00%.
The fine print that matters
- This is a variable rate account and may change after account opening.
- For balances $0.01-$10,000: rate ranges 3.00%-5.00% APY based on qualifying activity.
- For balances $10,000.01-$25,000: 0.20% APY if requirements met; 0.01% if not.
- For balances $25,000.01+: 0.10% APY if requirements met; 0.01% if not.
- Fees may reduce earnings.
- No minimum balance required.
Verification and reports
Confirmed against myconsumers.org on Aug 2, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
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Sources: myconsumers.org rate page (checked Aug 2, 2026)
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