Patelco Credit Union 7-Month New Money

Patelco offers 4.25% APY on a 7-month certificate of deposit with a $250 minimum deposit. This rate applies only to new money, funds from outside Patelco or external financial institutions deposited within 10 days prior to opening. Early withdrawal penalties apply.

Eligibility

How to get the Patelco Credit Union 7-Month New Money rate

1. Apply through the offer page to open the 7-Month New Money.
2. Complete the requirement: $250 minimum, 7-month term, new money only.

The fine print that matters

• All certificates are subject to an early withdrawal penalty.
• Rate as of 08/07/2026; rates may vary at maturity or renewal.
• The 7-month certificate promotion is available for new money only.
• New money means funds originating from outside patelco and not transferred from any existing patelco account, including checking, savings, money market, certificate, or ira accounts.
• Funds transferred between patelco accounts do not qualify.
• Funds deposited to patelco from an external financial institution within 10 calendar days prior to opening the promotional certificate will be considered new money for purposes of this promotion.
• Patelco reserves the right to determine and verify eligibility for this offer.
• Offer subject to end at any time.

Verification and reports

Confirmed against patelco.org on Aug 13, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: patelco.org rate page (checked Aug 13, 2026)