Think Bank Checking

Think Bank pays a $200 bonus to new checking customers who open an eligible account with a $50 minimum deposit by August 31, 2026. To earn it you need at least two direct deposits totaling $2,000 or more and 10 or more non-ATM debit card purchases within 60 days of opening, with the bonus paid within 30 days after that period.

Eligibility

How to get the Think Bank Checking bonus

1. Open a new eligible checking account with a minimum opening deposit of $50 through August 31, 2026.
2. Receive two or more direct deposits totaling $2,000 or more within 60 days of account opening.
3. Make 10 or more non-ATM debit card purchases that post and settle within 60 days of account opening.
4. Receive the $200 bonus deposited to your account within 30 days after the 60-day qualification period.

The fine print that matters

• Offer available to first-time checking customers age 18 or older.
• Existing checking customers are ineligible to receive the bonus.
• Customers who closed a Think checking account during the prior three months are ineligible.
• Any bonus deposited to an account is reported on a 1099-INT.
• Bonus can instead be donated to a designated charity if requested.

Verification and reports

Confirmed against thinkbank.com on Aug 20, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: thinkbank.com offer page (checked Aug 20, 2026)