Earn 3.00% APY on Inspired Checking by making 20 qualifying debit card purchases each month. No minimum balance required. The rate is variable and may change after account opening.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the Wheelhouse Credit Union Inspired Checking rate
- Make 20 qualifying debit card purchases using your Wheelhouse Visa debit card per calendar month.
The fine print that matters
- Variable rate account; APY may change after account opening
- Fees could reduce earnings on the account
- If monthly debit card purchase requirement not met, account converts to Basic Checking with different terms
- Requires initial $10 minimum deposit, $450 monthly direct deposits, active digital banking registration, and e-statements enrollment
Verification and reports
Confirmed against wheelhousecu.com on Aug 16, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
Report your result
Reviewed by a human before it publishes. We do not ask for your name or contact, and a published report never carries one.
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Sources: wheelhousecu.com rate page (checked Aug 16, 2026)
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