Axos says links are intended for personal sharing and prohibits three specific methods, but stops short of banning public posting.
What the clause says
Axos states that referral links are intended for personal sharing with friends, family, and acquaintances, and that distribution via paid advertising, automated tools, or bulk messaging is prohibited and may result in disqualification.
Why we do not call this a public-posting ban
The sentence says intended, not required, and the conduct it actually prohibits is three named methods. Posting a link on a forum or a social profile is none of those three. Reporting this as no public sharing would put a restriction on the reader that Axos did not write, which is its own kind of error. We report the prohibited methods and let the wording stand.
The practical read
Personal sharing is clearly what Axos has in mind, and a referrer who wants no argument should stay inside that. But the enforceable list is narrower than the framing, and the difference matters if you are deciding what you can do.