Charles Schwab vs Fidelity bonuses
As of Jul 21, 2026, Charles Schwab has 2 live sign-up bonuses, up to $1,000. Fidelity has 1, up to $100. Here is how they compare, verified against each institution's own terms.
At a glance
| Charles Schwab | Fidelity | |
|---|---|---|
| Live sign-up bonuses | 2 | 1 |
| Biggest cash bonus | $1,000 | $100 |
| Bonus types | brokerage | brokerage |
| ChexSystems | Not applicable | Not applicable |
| Credit pull | None for brokerage | None for brokerage |
| Eligibility | New-money bonus; re-verify tier + holding period | New-account cash offer: fund from outside Fidelity, 90-day hold |
Current offers
What to know about each
A major brokerage running low-hurdle new-account offers (often paid in stock) plus larger referral bonuses; re-verify the current terms.
Runs a low-hurdle standing new-account offer: a flat cash bonus for a small outside deposit, open to new and existing customers across brokerage, Cash Management, and IRA accounts. The bonus must be held for 90 days. Re-verify the current figure and promo code on the offer page.
Common questions
Charles Schwab has the bigger cash bonus right now, at $1,000. Figures change; both are checked against the source and shown above with the date.
The better pick is the offer whose requirement you can actually meet. Charles Schwab currently gives you more offers to choose from. Weigh each bonus against the deposit or spend it needs, not just the headline number.
New to this? Start with how bank sign-up bonuses work, weigh both by value with the easiest to earn list, and see more head-to-heads on the compare page. Reference information, not financial advice.