AllyAn online bank known for no fees and a consistently competitive savings APY. It rarely runs cash bonuses, but it is one of the most direct-deposit-friendly banks, so it is a common place to route a deposit that another bank needs. Ally Invest is its self-directed brokerage arm and runs a standing new-money transfer bonus, so the two sit on this one page.
Ally
Bank & brokerage · 1 live offer, $75 cash
Ally has 1 live sign-up bonus we track, the biggest $75. Every offer below is verified against Ally's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.
What counts as a direct deposit
The bank's own definition: An electronic deposit into your Ally account, such as a paycheck, pension, or government benefit.
Counts
- Employer payroll
- Pension and government benefits
- Most external ACH transfers, in practice
Does not count
- Mobile check deposits
- ATM and wire deposits
Ally is one of the most lenient banks: members widely report that a plain ACH push from another bank counts as a direct deposit.
Quoted from the bank's page and checked Jul 17, 2026.
Live offers
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Common questions
What sign-up bonuses does Ally have right now?
Ally has 1 live sign-up bonus, the biggest $75. See the full list above, each verified against Ally's own terms.
Does Ally use ChexSystems?
No ChexSystems pull reported
Does opening a Ally account affect my credit?
None for deposit or brokerage accounts
Past offers
| Ally Bank Self-Directed IRA: 3.5% match bonus | ended 2026-07-31 | 0 reports preserved |
