An online bank known for no fees and a consistently competitive savings APY. It rarely runs cash bonuses, but it is one of the most direct-deposit-friendly banks, so it is a common place to route a deposit that another bank needs.
Ally Bank
Online bank · no live offers right now
What counts as a direct deposit
The bank's own definition: An electronic deposit into your Ally account, such as a paycheck, pension, or government benefit.
Counts
- Employer payroll
- Pension and government benefits
- Most external ACH transfers, in practice
Does not count
- Mobile check deposits
- ATM and wire deposits
Ally is one of the most lenient banks: members widely report that a plain ACH push from another bank counts as a direct deposit.
Quoted from the bank's page and checked Jul 17, 2026.
Live offers
No live offers right now. Past offers below, and the changelog will log the next one the day it appears.