Bar Harbor Bank & Trust

Bank · 1 live offer, $400 cash

Bar Harbor Bank & Trust has 1 live sign-up bonus we track, the biggest $400. Every offer below is verified against Bar Harbor Bank & Trust's own terms and carries the date we last checked it. We take no affiliate placement, so what appears and in what order reflects the offers, not payouts.

Bar Harbor Bank & Trust at a glance

ChexSystems	Some banks screen new accounts with ChexSystemstypical
Credit pull	Typically no hard credit inquiry to open a deposit accounttypical
Cooldowns	No consumer checking account in the last 15 months. One per household

Rows marked typical are the norm for this kind of institution, not something we have confirmed for Bar Harbor Bank & Trust. We replace them with its own terms as its offers are reviewed.

A Maine bank from 1887 that is no longer really a Maine bank: of its 62 branches, 29 are in New Hampshire against 22 in Maine and 11 in Vermont. Residency in one of those three states is required. Two things set its bonuses apart. The look-back is 15 months where 12 is the norm, and the payout lands on a fixed calendar date rather than a set period after you qualify, so opening early buys you nothing but a longer wait. It reports the bonus on a 1099-MISC, where most banks use a 1099-INT.

Live offers

Relationship Rewards

Bank account · Nationwide

$400

sign-up bonus

Open acct by 8/31/26, $500 DD by 10/31/26

ends Aug 31

confirmed Jul 21, 2026

Common questions

What sign-up bonuses does Bar Harbor Bank & Trust have right now?

Bar Harbor Bank & Trust has 1 live sign-up bonus, the biggest $400. See the full list above, each verified against Bar Harbor Bank & Trust's own terms.

Does Bar Harbor Bank & Trust use ChexSystems?

Some banks screen new accounts with ChexSystems

Does opening a Bar Harbor Bank & Trust account affect my credit?

Typically no hard credit inquiry to open a deposit account